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Windham/Raymond Adult Education

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Finance / Retirement

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Student Loan Repayment Strategies

Free

with Finance Authority of Maine

Calendar Next available session starts Nov 13, 2024 at 6 pm, runs for 1 week

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your student loans for a long time, join us to learn how to best manage your student loan repayment. Nikki Vachon, FAME's College Access Counselor shares pro-tips and answers questions.

Planning and Paying for College

Free

with Finance Authority of Maine

Calendar Next available session starts Dec 2, 2024 at 7 pm, runs for 1 week

Do you have children who will be looking at college in the next few years or might you be thinking of returning to school yourself? Now is a great time to start thinking about the college financial aid process and ways to boost college savings. The earlier you start, the more confident and relaxed you will feel when it's time to apply for financial aid. Join Jessica Whittier, FAME's College Access Counselor for this one-hour workshop as we talk all things paying for college.

How Money Works

$24

with Sarah Blondin

Calendar Next available session starts Jan 14, 2025 at 6 pm, runs for 1 week

Do you want to eliminate debt? Stop loving paycheck to paycheck? Take full control of your finances? Join us to learn how implementing a customized strategy can transform your relationship with money!

Pathways for Life Review: Exploring Personal Narratives for Healing & Growth

$50

with Tom Meuser

Calendar Next available session starts Jan 27, 2025 at 5:30 pm, runs for 5 weeks

Are you in the “latter” stages of life? Reflecting on your past and reviewing your life experiences? Formal life reviews are increasingly integrated into hospice care, bereavement support, and other contexts where we face significant life changes, challenges and losses. Join this comprehensive overview of the evidence supporting life review, best practices for self-exploration – with group work, as well as practical experiences. Discover the developmental benefits of life review while exploring your own narratives and (optionally) sharing them with others. Course materials will be accessible via Google Classroom. Class will be held at WRAE in person, unless weather conditions necessitate a switch to Zoom.

Invest for Success

$24

with Sarah Blondin

Calendar Next available session starts Jan 28, 2025 at 6 pm, runs for 1 week

Is your money working as hard for you as you do for it? Are you confident in your current investment strategy? Whether you're brand new to investing or a seasoned investor, join us to learn the power of compounding interest, managing risk, and strategically investing to reach your goals.

Investing at Retirement

$24

with Sarah Blondin

Calendar Next available session starts Feb 11, 2025 at 6 pm, runs for 1 week

Nearing or entering retirement? Maybe just thinking about it? Join us to learn the power of having a customized strategy to make the most of your benefits and assets, identify considerable risks and mitigate them, and plan for a comfortable, financially secure retirement.

Understanding Social Security

$24

with Sarah Blondin

Calendar Next available session starts Feb 25, 2025 at 6 pm, runs for 1 week

Do you wish you had a better understanding regarding your social security benefits? Do you want to make sure you're getting the most out of your benefits? Join us to learn how!

 

 

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Social Security Maximization

$19

with Craig Dickson

Calendar Next available session starts Mar 6, 2025 at 6 pm, runs for 1 week

Maximize your social security benefit by learning the ins and outs of when and how to file. Learn about your IRA and when may be the best time to file in order to maximize your income for retirement. Learn about your full retirement age (FRA) and how your date of birth affects your payout and potentially reduces your benefit. Divorcees, widows, and widowers may learn if and how they are entitled to claim benefits based on the record of their former spouses.





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